Last updated: January 2026
International money transfers remain one of the most searched fintech topics in 2026. Many new users are actively looking for a verified XE referral code, a working XE promo code, and a real bonus for sending money abroad.
The currently active official XE referral & promo code XEREF-A-1520 allows eligible new customers to receive a €50 / $50 / £50 digital reward after completing qualifying transfers.
This guide explains how the XE referral program works, who qualifies, what the transfer requirements are, and why XE continues to be one of the most trusted global money transfer providers.
What Is the XE Referral & Promo Code?
An XE referral code (sometimes called an XE promo code) is a unique promotional identifier that activates a reward for new users when specific transfer conditions are met.
Instead of simply sending money at standard rates, the referral program adds an extra financial incentive for first-time personal customers.
✅ Official XE Code (2026)
XEREF-A-1520
Using this code during your first qualifying transfers enables the welcome reward.
What Bonus Do You Get With XE?
New eligible users can receive:
🎁 50 EUR / 50 USD / 50 GBP digital gift card
Depending on your region, the reward may also be issued in:
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50 CAD
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50 AUD
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50 NZD
The bonus is typically delivered digitally via email after all transfer requirements have been completed and verified.
XE Transfer Requirement for the Bonus
To qualify for the referral reward:
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Complete international transfers totaling 5,000 in one of the supported currencies
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Transfers can be split into multiple transactions
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The reward is usually sent within approximately 14 working days
This flexible structure makes the XE referral program more accessible compared to single-transfer promotions.
Step-by-Step: How to Use the XE Promo Code
1️⃣ Create a new personal XE account
2️⃣ Start your first international transfer
3️⃣ Enter the referral code XEREF-A-1520
4️⃣ Send transfers totaling 5,000 (eligible currencies)
5️⃣ Receive your 50-unit digital gift card
Who Is Eligible for the XE Referral Bonus?
The XE promo offer is available for:
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New personal customers only
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Residents of:
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United Kingdom
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United States
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Canada
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Australia
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New Zealand
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Selected European countries
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🚫 Business accounts are not eligible.
Supported Transfer Currencies
Qualifying transfers must be sent in one of the following:
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Euro (EUR)
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US Dollar (USD)
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British Pound (GBP)
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Canadian Dollar (CAD)
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Australian Dollar (AUD)
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New Zealand Dollar (NZD)
Destination countries can vary globally depending on corridor availability.
Is the XE Referral Code Legit?
Yes — XEREF-A-1520 is part of XE’s official referral program.
The bonus is:
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Processed under XE promotional terms
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Delivered as a region-specific digital gift card
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Issued only after all conditions are met
This ensures a secure and transparent reward process.
Why Users Choose XE for International Money Transfers
XE consistently ranks among the most trusted global transfer providers because of:
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Mid-market exchange rates
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Transparent pricing structure
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Strong regulatory compliance
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Fast digital onboarding
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Global currency coverage
Adding a referral code on top of these core features increases the total value for new customers.
SEO-Relevant Use Cases (Why People Search for XE Codes)
Users typically search for:
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XE referral code 2026
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XE promo code new customer
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XE money transfer bonus
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XE refer a friend reward
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Send money abroad with XE
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Best international money transfer bonus
This reflects strong transactional search intent.
Key Summary
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Official XE referral code: XEREF-A-1520
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Bonus: €50 / $50 / £50 (or currency equivalent)
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Transfer requirement: 5,000 total (can be split)
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Eligibility: New personal users only
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Reward type: Digital gift card
Final Thoughts
For individuals planning international transfers in 2026, using the official XE referral & promo code XEREF-A-1520 is a simple way to unlock additional value.
Combined with XE’s competitive exchange rates, global coverage, and secure transfer infrastructure, the referral reward makes the platform especially attractive for first-time users.
Frequently Asked Questions – XE Refer-a-Friend Program
How long does it take to receive the XE reward?
Usually within 14 working days after all qualifying transfers are completed.
Can I split the 5,000 transfer requirement?
Yes — multiple transfers count toward the total.
Is the bonus paid in cash?
No — it is issued as a digital gift card in your regional currency.
Can existing users use the promo code?
No — the offer is for new personal customers only.
https://help.xe.com/hc/en-gb/articles/360020025678-Xe-s-refer-a-friend-programme
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